Term paper writing
Monday, August 24, 2020
Electronegativity and Chemical Bonding
Electronegativity and Chemical Bonding What Is Electronegativity? Electronegativity is a proportion of the fascination of a molecule for the electrons in a substance bond. The higher the electronegativity of a molecule, the more prominent its fascination for holding electrons. Ionization Energy Electronegativity is identified with ionization vitality. Electrons with low ionization energies have low electronegativities on the grounds that their cores don't apply a solid alluring power on electrons. Components with high ionization energies have high electronegativities because of the solid draw applied on electrons by the core. Occasional Table Trends In a component gathering, the electronegativity diminishes as nuclear number increments, because of expanded separation between the valence electron and core (more noteworthy nuclear sweep). A case of an electropositive (i.e., low electronegativity) component is cesium; a case of a profoundly electronegative component is fluorine. Moving left to directly over the intermittent table, electronegativity increases.Moving through and through down the occasional table, electronegativity diminishes.
Saturday, August 22, 2020
Music Education in Schools Free Essays
Music is a significant piece of our life. A craftsmanship, music is its own language; itââ¬â¢s an all inclusive language that anybody can comprehend. Regardless of how extraordinary music is the world over, it fills a typical need of uniting individuals. We will compose a custom article test on Music Education in Schools or on the other hand any comparative point just for you Request Now Music permits us to communicate and uncovered our feelings in light of the fact that there is consistently a tune for each circumstance. Music is a significant piece of our general public today since it recounts to a story, discharges feeling, and separates obstructions. In particular, music is entertaining.Many schools, in any case, have been compelled to drop music programs because of spending cuts. Disposing of music programs from school can negatively affect our kids, promptly and long haul. There are a few advantages past age of younger students have delighted in with having music programs all through their initial long periods of instruction. As individuals we are first acquainted with music before birth. A baby is presented to the specialty of music by hearing the pulsating of the motherââ¬â¢s heart. When conceived, a newborn child keeps on being presented to music. It is normal for guardians to sing to their infant at bedtime.Many toys and TVs programs focused on newborn children play music, to which they react by moving their arms and legs. When children begin learning their first words many start to sing expressions of recognizable tunes, despite the fact that they probably won't comprehend what it implies. During this procedure a youngster begins to rehash natural expressions and gradually starts to learn and fabricate jargon (Gallien). Indeed, even before kids have been taken on school, they have just had a great deal of introduction to music in their lives. While kids have had extraordinary introduction to music before school, few have found out about the craft of music.This is the thing that music programs in school are intended to do. In doing as such, kids create and improve abilities that improves them understudies and better people later on. MENC: The National Association for Music Education has a rundown of twelve advantages related with music instruction. In rundown, the rundown accentuates the significance of music training as an intend to improve aptitudes, create imagination and make achievement throughout everyday life. One of the most significant purposes behind music in schools is its capacity to help create perceptual abilities vital in numerous scholarly subjects.This has to do with melodic preparing building up the region of the cerebrum related with language and thinking. With music instruction understudies are additionally creating basic reasoning abilities. With this understudies improve in different regions of perusing, composing, and math. Like math, there is likewise rationale associated with music. Playing instruments has been measurably demonstrated to upgrade childrenââ¬â¢s capacities to tackle math issues. Kids who are associated with music exceed expectations more than the individuals who donââ¬â¢t take an interest in music. Research has demonstrated that numerous understudies who have been associated with music in school are increasingly effective in normalize test.In all, the investigation of music opens up another world for youngsters, as do the investigation of perusing, composing, and number-crunching (Rewko). Since music is a craftsmanship, music training powers understudies to effectively be inventive and utilize their creative mind. This tumbles into different subjects, where understudies can likewise utilize their inventiveness and creative mind to assist them with taking care of issues. This can help understudies in school as they learn new material and are tested with normalized tests. Music training additionally assists understudies with remaining in school. Kids that are presented to music training during youth are bound to go on to school after secondary school. At the point when schools cut back on music trainings they are likewise in a roundabout way expanding the odds of more understudies dropping out before graduating secondary school. This as a result makes it increasingly hard for these youthful grown-ups to contend in the activity advertise against their companions that have an advanced degree. Accordingly, an early nearness of music training in school can significantly influence the fate of youngsters. Music training can likewise assist youngsters with social turn of events. An incredible aspect concerning music is the capacity to team up with others. Music instruction energizes coordinated effort between children.Students figure out how to play various instruments and meet up to work together in tunes. Music programs in schools have ensemble gatherings and groups, compelling and showing understudies how to fill in as groups. Collaboration is significant throughout everyday life and music instruction gives an incredible stage to acquaint youngsters with cooperating. Another social advancement factor is getting society. While teaming up with others to make music understudies are presented to various societies. During this procedure understudies share music thoughts, yet additionally parts of their own societies. The sharing of thoughts opens understudies to new things.This is one of the numerous reasons understudies in music programs are bound to attempt new things, contrasted with the individuals who donââ¬â¢t have a music instruction. Authoritative and time-the executives abilities are likewise evolved through music instruction. Music requires a ton of training outside of school so as to consummate the instrument. This permits kids to utilize a greater amount of their cerebrum and help its improvement. As youngsters figure out how to focus on this daily schedule of every day rehearsing music to turn out to be better craftsman, they will likewise apply these abilities of association and time-the board to different parts of their day by day life.This will improve them understudies in schools and better people in the public arena. Being a piece of ensemble or band likewise instructs obligation. Regardless of whether an understudy isn't associated with ensemble or band, a music class likewise requires duty aptitudes. Kids in music classes are answerable for returning home and proceed with training of the melodic preparing they had in the homeroom. At the point when an understudy turns into an individual from an ensemble or band, they should ensure they appear for practices. Much the same as extending before practice readies our muscles for a legitimate exercise, music can likewise enable the mind to get ready for basic reasoning and issue solving.Since music can interface with individuals in a passionate manner, it permits the cerebrum to begin thinking when you begin tuning in to a melody or begin playing an instrument. Music is additionally significant in our mainstream society. A music training can assist kids with bettering see how music is produce and the ability behind each melody. Kids that figure out how to get music and grow-up with a thankfulness for it will fit in well and prevail in the public arena that depends on music (TRF). Perhaps the best advantage of a music training for kids is the means by which well it sets them up for their lives after school.Teamwork, time-the executives, and being capable are on the whole abilities that are significant components for organizations while recruiting new workers. Connections in life require responsibility and collaboration, much the same as music. Generally significant, turning into a parent likewise requires aptitudes, for example, obligation, responsibility and time-the executives. On the whole, aptitudes that melodic preparing grows at an opportune time in youngsters will remain with them all through life and assist them with turning out to be better people. Music has been demonstrated to affect a childââ¬â¢s achievement in school, social development, and essential aptitudes that are imperative to a childââ¬â¢s future.Years of research have given verification and results that when a kid is presented to music instruction they are well on the way to accompl ishment in different subjects in abilities. Research additionally shows that youthful grown-ups engaged with music are less inclined to have pupil issues. Indeed, even school confirmations officials know the significance of music in a childââ¬â¢s training. Cooperation in expressions of the human experience and music, much the same as GPA and grades, is a significant factor in settling on affirmation choices for a ton of universities. There are numerous reasons why music training is significant for youngsters. The most significant motivation behind why music is significant in training itââ¬â¢s the most simply.Music instruction is entertaining. Music is significant in a studentââ¬â¢s educational plan. School authorities are hurting youngsters by cutting music instruction. The advantages are far more noteworthy than any explanation against cutting these projects from schools. A superior society relies upon the eventual fate of our youngsters and music can impact the fate of our kids. Step by step instructions to refer to Music Education in Schools, Papers
Biological Theories of Crime Research Paper Example | Topics and Well Written Essays - 1250 words
Natural Theories of Crime - Research Paper Example As indicated by Johan Caspar, the facial highlights, just as the state of the skull, affect the human lead. Cesare Lombroso reverberated this assessment. He conjectured that different parts of body organs, for example, the size of hair and ears, were identified with the direct of people. This was in to the point that those people who had longer hair had higher odds of being hoodlums as they acted to coordinate the crude idea of other crude creatures (Velden, 2010). The prior hypotheses of culpability attempted to relate the physical highlights of an individualââ¬â¢s body, for example, disfigurement, handicap and offensiveness with wrongdoing (Brewer, 2000). Generally, the organic hypotheses of wrongdoing put the natural qualities of a person as the primary factor that influences their conduct and the manner in which they act. Be that as it may, the cutting edge organic speculations of wrongdoing have related their perceptions and contentions to crafted by Charles Darwin (Wilson, 1 980). These speculations propose that wrongdoing is a factor of the procedure of man attempting to adjust to nature. There are different speculations that have been put across to build up the connection between the organic make up of an individual and their practices and activities. Such speculations incorporate the established hypotheses and the mental speculations. Psychoanalytic Theory is one of the mental hypotheses hypothesizing that every single person have a few parts of normal urges that are smothered in their inner mind (Velden, 2010). As per this hypothesis, all people have criminal desires and inclinations. Be that as it may, through the procedure of conduct advancement, socialization and the work of restraint such inclinations and propensities are limited (Brewer, 2000). In the event that there is that absence of control learnt by people during their adolescence, and if there happens to be a flawed recognizable proof by a youngster with his folks, a criminal conduct crea tes. The part of absence of legitimate improvement in a youngster may create character unsettling influence, which is a liable for creating withdrawn inclination either deep down or ostensibly. As indicated by this hypothesis, a kid who coordinates the withdrawn driving forces deep down gets fretful, while the person who guides them apparently turns into a lawbreaker (Wilson, 1980). Subjective advancement hypothesis is another mental hypothesis that hypothesizes that criminal conduct exudes from the manner in which people sort out their considerations on ethical quality and law (Brewer, 2000). As per this hypothesis, people experience three degrees of profound quality turn of events, where each stage can shape the propensities for people to become lawbreakers, in light of their ethical character improvement at each stage. At the primary degree of good turn of events, which is the preconventional level, individualââ¬â¢s moral thinking depends on dutifulness and the dread of discip line (Velden, 2010). This is for the most part found at the beginning periods of youth. At the point when people get to the center phases of adolescence, they enter the traditional degree of good turn of events. At this level, people create moral thinking and practices dependent on what their families and others expect of them. After this stage, an individual continues to early adulthood stage. This is the post-traditional degree of good conduct improvement. At this stage, people do esteem the social shows and laws, however are at an opportunity to adjust changes that will inevitably change such social show
Friday, August 21, 2020
Management and Development of Business for Sustainability Resources
The board and Development of Business for Sustainability Resources Presentation The asset based hypothesis essentially investigates associations interior abilities concerning the detailing of techniques that are planned to accomplish maintainable upper hand both at the market and in the ventures where an association operates.Advertising We will compose a custom report test on Management and Development of Business for Sustainability Resources explicitly for you for just $16.05 $11/page Learn More truth be told, this hypothesis manages the serious condition of an association yet applies the back to front methodology. The hypothetical investigation begins with the inner condition of the association. Accordingly, the hypothesis is as often as possible saw as an elective trade for the Porters five powers system which takes a gander at the outer condition while taking the outside-in or the mechanical structure as the beginning stage. This paper looks at the manner in which inside assets of the firm add to the associations achievement and maintainability. More accentuation is equipped towards the job and nature of immaterial and substantial assets regarding the idea of dynamic capacities of an association. The paper additionally surveys the accessible writing to conceal light on the asset based hypothesis approach and to relate it to how the inner assets of an association add to the accomplishment of association and the picking up of upper hand. The asset based way to deal with the association system The asset based hypothesis is certainly not another way to deal with the association methodology, however it is somewhat a technique that has long forerunner with joins returning to the early works of Penrose. All things considered, the asset based hypothesis is significantly connected with works of researchers like Rumelt, Barney, Prahalad and Hamel just as Peteraf and Grant. These researchers put a great deal of accentuation on the associations inside assets and capacities in figuring the hierarchical techniques (De Wall 2007, p.209). Advertising Looking for report on business financial matters? We should check whether we can support you! Get your first paper with 15% OFF Learn More As showed, the resourced based view considers the association inner abilities and assets in defining the association methodology in order to achieve the feasible upper hand inside market just as at the business levels (Barney Clark 2007, p.189). In circumstances where the association has capacities and assets that can be sorted out and revamped for an organization to achieve the ideal upper hand over contending firms, the association point of view gets back to front (Barney Clark 2007, p.189). Fundamentally, the organization capacities become the determinant of the key decisions the organization makes while contending with others in the outside condition. Likewise, in specific circumstances, the abilities of the association may allow the production of new markets other than increasing the value of the association customers (Miles 2012 , p.212). This has unmistakably been delineated by the Toyota half breed vehicles and the Apple iPod. In these cases, unmistakably the association abilities are foremost to the making of the associations upper hand. It is additionally basic to take note of that the abilities will empower an association to lay a lot of accentuation on the design of its worth chain exercises. The explanation is that the organization will have a possibility of recognizing the skills inside its worth chain exercises that make accessible the most upper hand (De Wall 2007, p.209). For example, the much loved Toyota producing framework that utilizes the inbound coordinations as incredible stock and material control framework guarantee that the degrees of the stock are sufficiently adequate to fulfill the requests of the clients.Advertising We will compose a custom report test on Management and Development of Business for Sustainability Resources explicitly for you for just $16.05 $11/page Learn More This f ramework guarantees that the stock and the materials are conveyed before the clients request for the get together. Investigating the different exercises that are associated with the worth chain, for example, activities, there are proficient computerized plants with inbuilt quality control frameworks. These are bolstered by administrations through the use of guarantees and assurances, deals and showcasing which is enlarged through the ads just as vendor systems. At Toyota Corporation, the worth chain exercises are connected over the organization activities. The linkages between the organization esteem chain to those of its providers are planned so that it gives Toyota unmistakable capacity over its rivals or the center abilities. It is these center skills that give upper hand to Toyota. In addition, Toyota is likewise fit for appropriating the additional worth that it gets from these worth chain exercises. A particular model is seen where Toyota US makes bigger benefit than three con solidated biggest vehicle firms in the US. Desouza (2005, p.89) declares that, in circumstances where firms in a similar industry are confronted with comparable conditions, the desires are that, putting different things to be equivalent, the organizations will have practically equivalent benefits. In any case, this isn't really the situation. There is a wide variety as far as benefit by firms in a similar industry as delineated by the UK retail general store chain TESCO and its rival Sainsbury. The Porters contention that the modern framework whereby firms capacities and the way in which firms position themselves inside the framework decides every one of these organizations gainfulness. This differentiations the asset based view that doesn't take a gander at the business structure rather extraordinary pack of assets together with capacities that every association has (Barney Clark 2007, p.189).Advertising Searching for report on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Find out More The advocates of the resourceds of the scholarly assets include copyrights just as licenses that are gotten from the mechanical assets of the association. For example, the Dayson producing organization depends vigorously on the elusive scholarly asset of the inventive creative organizer, Dayson James. This protected innovation has never been imitated by any contender to Dayson fabricating organization. Implied information inside an association is worked through the hierarchical culture and procedures. The workers of such an association have implied information that can't be promptly moved. The cooperative attitude notoriety of an association is continually being recognized as basic substantial resource that can be harmed effectively through negative promoting efforts and not well idea systems (Barney 1991, p.109). Organizations like Benetton made a point by permitting banter over their dubious commercials. The discussion appeared to similarly draw the two depreciators and supporters while simultaneously increasing helpful and free exposure. Additionally, the manner in which Johnson and Johnson reacted to the evil interfering with their item Tylenol guaranteed that its notoriety reliably endured at the top. Abilities As recently showed, the presence of associations assets doesn't present any profit to the association except if they are placed into gainful use. It is the powerful and inventive adaptation of these assets that give skills to the association. A competency can be depicted as the characteristic that the organization needs to be in a superior situation to contend suitably in the commercial center (Barney 2010, p.45). Capabilities are comprehended just like the essential to the firmââ¬â¢s competiveness inside the business. The skills alone don't anyway present to the association any upper hand (Beaver 2002, p.213). Truth be told, the abilities should be thought of being gotten from the organization inward heap of assets. For example, for organization s to contend well inside the car business, they should be in control of information imperative to plan and assembling the car motor and body. Such information will empower the organizations to viably contend inside the business in spite of their asset abilities (Barney 2010, p.10). Center abilities Hamel and Prahalad (1990) contend that the most basic obligation for the organization supervisors is to concocted items that are expected to fulfill the client requests, yet such items have not been envisioned. So as to achieve this target, the organization the executives must go past the association limits as opposed to concentrating on unmistakable and separate key specialty units. Fundamentally, Hamel and Prahalad (1993) were on the whole correct to guarantee that skills are gotten from aggregate individual learning inside the association just as the capacity to work over the association limits. Along these lines, a center competency or particular abilities can be portrayed as a gather ing of characteristics controlled by the association that empower it to achieve the upper hand (Barney 2010, p.110). This suggests, it is the capacity of the organization to arrange its assets in a manner that permits the organization to effectively contend inside the commercial center. The great instances of organizations that have accomplished the key skills are Dell and Benetton. Dell has accomplished the center competency by the manner in which it has designed its worth chains. Associations have stressed to mimic the dells model of direct deals however they have effectively fizzled. So also, Toyota fabricating organization has achieved its center competency in the creation of petroleum and-electric half breed vehicles. By the by, this can't be estimated with the primary mover advantage. In reality, this appears to be the sole
Friday, July 24, 2020
Best Business Plan Writers
Best Business Plan Writers Best Business Plan Writers Online HomeâºBest Business Plan Writers OnlineTop Business Plan Writers for HireLooking for business plan writers who can articulate your vision? Whether you are a budding business owner or a college student who is working on a project in your business course, there are plenty of business plan writing services out there. Of course, the problem is that while most claim they can deliver on their promises, in the end their actual âbusinessâ plan is to take you to the cleaners. That is not the case with us. For more than a decade, our business plan service has developed a solid reputation for providing aspiring business owners exactly what they need: the best business plan writer to make your idea look perfect on paper. Over the years, our business plan writing services have helped small IT companies, restaurants, fitness centers, and even yoga studios get off the ground by providing sound analysis about the market and developing short- and long-term plan s for success. If you want to see your dreams become a reality, hire the top business plan writers today!Save extra 10% on each and every order by receiving 300 words/page instead of 275 words/page offered by most of the essay writing websites.Want to Start a Business? You Need to Buy a Business Plan
Sunday, June 28, 2020
Function of financial institution - Free Essay Example
Financial institution is an institution that provides financial services for its clients or members. Probably the most important financial service provided by financial institutions is acting as financial intermediaries. Most financial institutions are highly regulated by government. Function of financial institution Financial institutions provide service as intermediaries of the capital and debt markets. They are responsible for transferring funds from investors to companies in need of those funds. Financial institutions facilitate the flow of money though the economy. To do so, saving arisk brought to provide funds for loans. Such is the primary means for depository institution to develop revenue. Should the yield curve become inverse, firms in this arena will offer additional fee-generating services including securities underwriting. 3 ways to transfer funds Direct transfer Firstly, this direct transfer of funds from savers to borrowers occurs when no intermediary is involved. Many large organizations will negotiate face to face with one another as it is cost effective. It can also transfer from one type of tax-deferred retirement plan or account to another. When a business sells its stocks or bond can directly go to savers without going through any type of financial institution. The business delivers its securities to savers, who in turn give the firm the money it needs. Examples of one of the use direct transfer is when an individual accepts a new job with an new employer. Assuming that both employers offer a similar retirement plan, it is possible to move the funds from the original plan to the plan that is offered by the new employer. This allows the employee to avoid having to pay taxes on the funds that are transferred, since the transaction counts as adirect rollover. Direct trgansfers are not considered to be distributions and are therefore not taxable as income or subject to any penalties for early distribution. This type of transfer is now usuallydone electronically, without a check being cut from one custodian to another. Direct transfers can effect by the account owner by filling out the requisite paperwork. Normally, this transfer takes several days to complete. Although this process is now generally faster in the electronic and computer age than in the past. Investment banking house An organization that underwrites and distributes new investment securities and assist businesses achieve financing. For an case, Merrill Lynch which underwrites the matter. An underwriter serves as a middleman and facilitates the issuance of securities. The corporation sells its stocks or bonds to the investment bank, which in order sells these matching securities to savers. Financial Intermediaries Financial intermediaries are specific financial firms that facilitate the transfer of money from savers to demanders of capital. Financial intermediary such as a bank or mutual fund where simply relocate money and securities between firms and savers; they literally create new financial products. The intermediary obtains funds from savers in exchange for its individual securities. The intermediary then uses this money to buy and then hold businesses securities. The survival of intermediaries greatly increases the efficiency of money and capital markets. The main comparative advantage of financial intermediaries over financial markets is in overcoming the information asymmetry between borrowers and lenders. Financial intermediaries are improved right to reducing the public good trouble of free-riding. Because of financial intermediaries can make investments without helpful their actions immediately in business markets. With glowing functioning financial markets information is bare righ t away through financial prices, providing individual investors with less incentive and motivation to get information. On other hand, financial intermediaries are better at before post monitoring and exerting company management than financial markets. It is because with liquid financial markets, entity investors are able to enthusiastically sell companys shares and have fewer incentives to keep an eye on managers thoroughly. In general, they have less inside information about firms than financial intermediaries. Furthermore, intermediaries are mostly well suited to providing external finance to newer firms that involve theatrical finance. Because financial intermediaries can extra credibly obligate to offering additional funds as projects develop, whereas pre-committed point finance is more difficult to arrange with publicly traded securities. Information asymmetries tend to be larger for small firms. This is because of reduced economies of scale with respect to acquiring information about small firms. Gertler and Gilchrist (1994a and 1994b), for example, find that bank-dependent firms with poor access to (non-bank) capital markets are typically smaller in size for the manufacturing sector in the United States. Because of the comparative advantage of financial intermediaries over financial markets in terms of collecting and processing information, countries with a large number of small firms might be expected to be more reliant on financial intermediaries than markets for external finance. Moreover, financial intermediaries are better able to diversify aggregate risk. For example, banks have a unique ability to hedge against market wide liquidity shocks (Gatev and Strahan 2003). This is because banks are viewed as safe havens by investors. Deposits tend to flow in during periods of financial distress (low liquidity), at a time when borrowers want to draw on backup lines of credit as external finance from public securities markets has become too expensive because of low liquidity. By eliminating liquidity risk, banks can increase investment in high-return, illiquid assets and accelerate growth. Financial markets can reduce liquidity risk, but do not eliminate it. In addition, financial intermediaries can provide intertemporal risk sharing. Financial markets are generally less well suited to provide this insurance. This is because intertemporal risk sharing requires the accumulation of reserves in safe assets whereas investors in financial markets would theoretically (though perhaps not practically) continuously adjust their portfolios to earn the highest rate of return (Dolar and Meh 2003). Intermediaries directly undertake ex post monitoring of firm managers and exert corporate control when it is costly for outside investors to verify project returns. In Diamonds (1984) model, financial intermediaries are delegated the costly task of monitoring loan contracts. A financial intermediary must choose an incentive contract such that it has incentives to monitor the information, make proper use of it and make sufficient payments to savers to attract deposits.Providing loan contracts and monitoring is costly and diversification can reduce these costs. In Diamonds model, the financial intermediary need not be monitored because it bears all penalties for any shortfall of payments and because the diversification of its portfolio makes the probability of incurring these penalties very small. Moreover, the optimal size for a financial intermediary is infinite. This is because costs are lowered indefinitely by diversification, as long as the returns to borrowers are not perfectly c orrelated with each other. Financial markets can also promote corporate control, for example, by structuring compensation such that managerial earnings are conditioned on firms performance or by easing takeovers of poorly managed firms (Jensen and Murphy 1990). With takeovers, outsiders buy poorly managed firms, fire managers and transform firms into a more productive enterprise. While takeovers may not always improve performance, in practice the threat of takeover acts to discipline management and so it is difficult to measure the full value of this function. Financial markets possibly facilitate takeovers better than financial intermediaries and thus enhance the flow of capital to its highest value use. Financial markets provide an alternative to intermediaries and an outlet to limit the potential problems created by powerful banks. Financial intermediaries focus on obtaining information that is not available to other lenders. This focus is crucial to overcome information asymmetry and provide finance, but they may use this inside information to extract rents from firms or to protect firms with close bank ties from competition. Financial intermediaries may also collude with firm managers against other lenders and hence obstruct efficient corporate governance. For firms able to access them, financial markets may be better suited for dealing with uncertainty, innovation and new ideas than financial intermediaries because they allow for diversity of opinion. Financial intermediaries such as banks may have a bias towards low risk projects that have a high probability of success. Intermediated financing delegates decisions about investment projects to a relatively small number of decision makers. Disagreement and discrete decision making increases the likelihood of a loan application being rejected and as a result, without specialised intermediaries, intermediated finance may result in the underinvestment in new technologies, for example. For firms with such projects, and which can not access financial markets, the role of specialised intermediaries may be pronounced. Conclusion In summary, financial intermediaries and financial markets can in many cases act as substitute sources of financial services. Lenders/savers in particular have a choice between the risk, return and liquidity offered by both segments of the financial system. Each segment is able to offer a different range of investments and offers services to firms that are not complete substitutes. Broadly speaking, financial markets provide lower cost arms length debt or equity finance to a smaller group of firms able to obtain such finance, while financial intermediaries offer finance with a higher cost reflecting the expense of uncovering information and ongoing monitoring. Financial intermediaries and markets may also provide complementary financial services to many firms.
Friday, May 22, 2020
Are the Tibetan Women the Backbone of Their Familys...
From the beginning, the Tibetan women have been viewed by males in the culture as a type of second class citizen, even to the point that women were described negatively. The Tibetan women were also seen as seductresses from a mans point of view and were not considered to have the spiritual ways to become enlightened. Questions that will be addressed are since the women take the brunt of the responsibilities, why are they treated as a second class citizen? Why is it that Tibetan women are considered not equal even though they work just as hard or harder as the Tibetan men? Do the men of Tibet fear that the women may have the intelligence to further themselves than what they give credit and continue to keep the women underneath the men?â⬠¦show more contentâ⬠¦Nine months later they were hoping for a boy, but a girl came and Mother was depressed. They gave me the name Kyilog, ââ¬ËHappiness Dashedââ¬â¢. Then Father was stricken with leprosy. From a young age, the daughter will soon endure the burdens of what a woman will encounter throughout her lifetime of domestic duties and will not be able to gain the knowledge and opportunities that the son of the family will encounter. As the girl matures she is mostly ushered into the life of becoming a doting wife with a husband and family or in turn of following the path of becoming a nun. The traditional world of Tibet would seemingly push the woman into making the choice of husband and family which is an important aspect of the society. Once married, which are normally arranged the Tibetan woman is already a manââ¬â¢s gain for him to be successful in his own journey to further his status and/or wealth. For example, being a Tibetan Buddhist wife, when her husband is ready to take the journey for enlightenment, he will leave his family to pursue it leaving the wife to fend for herself, the children and even his own side of the family. Later in years, if she is not able to bring her husband back, she is seen as a failure, even though she did not have a choice of her husbandââ¬â¢s departure. In the sights of her husbandââ¬â¢s family, she was nothing without him. Even though she supports her husband , she is
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